Loans

Our team of seasoned financial experts with a specialization in offering loans for various purposes, such as business, home, and other types of loans. We are committed to delivering the best loan products and services that are customized to suit our client’s specific financial objectives and requirements.

Home Loans

A Home Loan is a secured loan that is obtained to purchase a property by offering the same as security/collateral. One can avail home loan for longer tenure and low interest rates. We can repay the same through Equated Monthly Instalments (EMI’s).

Loan Against Property

Loan Against Property (LAP) will be availed by mortgaging residential /commercial property and proceeds could be utilized for business or any other needs. Few banks even fund open plots and Industrial properties which attract higher Rate of interest when compared

Lease Rental Discount

Many people own commercial properties and offer them on lease to outsiders. We can raise loans against future rentals by keeping such property as security. These loans are offered at very attractive interest rates. LRD is offered on the discounting value of future rentals.

Loans For Promoters Equity

We can also avail Loan against property on Individual name. These loans can be used as promoter equity in the proposed business or can infuse additional capital in the existing business also.

Term Loan & Working Capital For New And Existing Entities

Term Loans is offered to businesses to meet their capital expenditure for the new or expansion of existing units. Normally these

Bank Guarantee & Letter Of Credit

Few business entities might require Bank Guarantees as well as Letter of credit limits, apart from regular cash credit and overdraft limits. Infrastructure companies and other

Construction Finance/Project Finance

Builder Finances come with customizable features based on factors like project land acquisition, estimated project cost and a detailed project assessment and evaluation will be conducted by the financing company.

Educational Infrastructure Funding

Education institutions such as schools, colleges and Engineering and other institutions normally run under the registered societies. Normally many banks and financial institutions have restrictions to

Bills/LC Discounting

Bill Discounting is short-term finance for traders wherein they can sell unpaid invoices, due on a future date, to financial institutions in lieu of a commission. The Bank purchases the bill (Promissory Note) before its due date and credits the bill’s value after a discount

Loans against Bank Guarantee

We can also arrange the loans against unutilized Bank Guarantee limits as temporary working capital. Some of the entities which are having unutilized Bank Guarantee limits they may avail short-term working capital loans against such Bank Guarantee limits.

Unsecured Personal/Business loans

An unsecured loan is a collateral-free loan. The loan is offered based on the creditworthiness of the customer, business vintage and previous repayment history. Wherever customers do not have any property to offer as security or there is no gap for availing working capital limits

Loans to Professionals

Professional loans are personalized loan offerings for working professionals such as doctors, chartered accountants and company secretaries who need funds for expansion of business or improvement of office. These loans are tailor made to suit their professional needs such as starting up of new clinic or new branch